Finally understand
your Nigerian taxes
Tax compliance shouldn't be this hard
The Nigeria Tax Act 2025 changed everything. We built the solution.
Tax Confusion
NTA 2025 changed everything — new bands, abolished CRA, new reliefs. Who can keep up?
Manual Tracking
Spreadsheets, receipts, bank statements — scattered data means missed deductions.
Missed Deadlines
PAYE, VAT, WHT, annual returns — multiple deadlines with heavy penalties.
2026 Tax Rules Built-In
Automatic calculations with the new ₦800K exemption band and all NTA 2025 changes.
Automatic Expense Tracking
Connect your accounts or enter manually. We categorize and track everything.
Deadline Alerts
Never miss a filing deadline. Get reminded before penalties kick in.
Calculate your 2026 Tax in seconds
Using the latest NTA 2025 rules — PAYE with the ₦800K tax-free band, CIT at 30%, and accurate bracket calculations.
Enter Your Details
NTA 2025 Changes:
- First ₦800,000 is now tax-free
- CRA abolished, new reliefs apply
- New progressive bands up to 25%
Your Tax Summary
How it works
From signup to tax-ready in minutes. No accountant degree required.
Sign Up in Seconds
Create your account with just your email. No complicated forms or lengthy verification processes.
Connect or Enter
Link your bank accounts automatically or manually enter your income and expenses. Your choice.
Get Insights
See your tax liability in real-time. Track spending patterns. Identify deduction opportunities.
Stay Compliant
Never miss a deadline. Get reminders for PAYE, VAT, WHT, CIT, and annual returns.
Everything you need for tax peace of mind
Built specifically for Nigerian tax compliance. All the tools in one place.
Tax Calculator
Instant PAYE, CIT, WHT, VAT, and CGT calculations with 2026 NTA rules built-in.
Expense Tracking
Log expenses manually or scan receipts. Categorize, filter, and stay on top of your spending.
Receipt Scanning
Snap a photo of any receipt and our AI extracts the details automatically. No more manual data entry.
Deadline Alerts
Never miss a tax filing deadline. Email reminders keep you ahead of NRS due dates.
Tax Reports
Generate professional PDF reports for filing or sharing with your accountant.
Income Tracking
Track multiple income streams. Salary, freelance, investments, and more.
Bank-Grade Security
NDPR compliant. End-to-end encryption. Your data stays in Nigeria.
Simple, transparent pricing
Start free, upgrade when you need more. Founding members lock in today's rate for life — prices will increase after our first 200 customers.
Free
Get started with the essentials
- Tax calculator (PAYE only)
- Up to 20 expenses per month
- Basic expense categorization
- Tax deadline calendar
- 5 receipt scans/mo (basic quality)
- PDF tax reports
- Email deadline reminders
- Spending analytics
Starter
For individuals serious about compliance
- Everything in Free
- All tax calculators (PAYE, CIT, WHT, VAT, CGT)
- Unlimited expenses
- Full income tracking with WHT
- Spending analytics
- PDF tax reports
- Email deadline reminders
- 10 receipt scans/mo (AI-powered)
- Custom categories
Business
For freelancers and small business owners
- Everything in Starter
- 3 accounts (Personal, Business, etc.)
- 50 receipt scans/mo (AI-powered)
- Advanced PDF reports (PIT, CIT, WHT, VAT, CGT)
- Share reports with accountant
- Priority email support
AI-Powered Receipt Scanning
Free tier uses basic OCR for simple receipts. Paid plans use AI-powered scanning (Google Document AI & OpenAI) for 85-90%+ accuracy on Nigerian receipts — including thermal prints, handwritten notes, and Naira amounts.
What's coming next
We're building fast. Here's what's on the horizon.
Bank Account Linking
Q2 2026Connect GTBank, Access, UBA, Zenith, and more via Mono for automatic transaction sync.
AI Tax Advisor
Q2 2026Personalized tax optimization suggestions powered by AI. Find deductions you're missing.
Mobile App
Q3 2026Full FinanceGuard experience on iOS and Android. Track expenses on the go.
Enterprise & Team Features
Q3 2026Multi-user accounts, PAYE batch processing, API access, and white-label reports.
All prices in Nigerian Naira. Cancel anytime. Free plan available.
Frequently asked questions
Everything you need to know about FinanceGuard.
Yes, we are fully NDPR (Nigeria Data Protection Regulation) compliant. All data is encrypted, stored on servers in Nigeria, and we never share your financial information with third parties without your explicit consent.
Our tax calculators use the exact formulas from the Nigeria Tax Act 2025 (NTA 2025). We support PAYE with the new ₦800,000 tax-free band and six progressive brackets, CIT at 30% with small company exemption, WHT with full rate tables, VAT at 7.5%, and CGT. Calculations are updated within 24 hours of any regulatory changes.
Currently, FinanceGuard helps you calculate, track, and prepare for tax filing. We generate reports you can share with your accountant or use for self-filing. Direct e-filing integration with the NRS (Nigeria Revenue Service, formerly FIRS) is on our roadmap for Q3 2026.
We're launching bank account linking in Q2 2026, supporting major Nigerian banks including GTBank, Access Bank, UBA, First Bank, Zenith Bank, and more via Mono. In the meantime, you can manually enter transactions or import them via CSV.
Yes! Our Free plan includes the tax calculator, up to 20 expenses per month, basic receipt scanning, and tax deadline reminders — no credit card required. When you're ready for more, upgrade to a paid plan. Founding members who sign up early lock in current pricing for life.
Piggyvest and Cowrywise focus on savings and investments. FinanceGuard is specifically built for tax compliance and expense tracking in Nigeria. We help you understand your tax liability, track deductible expenses, and never miss a filing deadline.
You can export all your data at any time in CSV or PDF format. If you cancel your subscription, your data remains accessible in read-only mode for 90 days. After that, we securely delete everything per NDPR requirements. You can also request immediate deletion at any time.
Yes! Our Business plan supports up to 3 accounts (personal, business, rental, etc.) and our Premium plan supports up to 10. Both include CIT calculations, advanced PDF tax reports, and the ability to share reports directly with your accountant.
Still have questions?
Contact our support team →Get started free
Create your account and start tracking expenses in minutes. Founding members lock in today's pricing for life.